Where These Terms Apply in Indonesia
These terms apply to your account use from Indonesia and any other region only where local law permits. A request from Semarang is handled the same way as one from any other Indonesian city: the local law and the verified account trail decide what can move
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forward. When a rule depends on jurisdiction, we read it narrowly; if your city, device or payment rail is restricted by local law, that restriction stays in place even if your browser still loads the page. DANA, OVO, GoPay and QRIS can appear as payment rails,
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but availability can change by region, verification status and the checks we complete on your account. If a clause conflicts with local law, the local rule controls. We may ask for your registered name, payment name or document match before we let a request proceed.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.